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Financial Planning Offers Rewarding Career Opportunities for Diverse Graduates

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(NewsUSA) - If you're looking for a rewarding career complete with growth potential, and the satisfaction of helping others, financial planning could be your perfect fit. From striking out on your own to working at firms big or small helping families and individuals meet their financial goals and plan for the future, there are a variety of career options within the profession.

Today more than ever, diverse candidates can find myriad opportunities to enter and flourish within the financial services profession. An increasing number of firms that hire financial planners have implemented robust initiatives to foster greater diversity among their workforce and alleviate barriers to entry. These hiring initiatives don't show signs of slowing, as demand for competent, ethical financial advice continues to grow. In fact, the Bureau of Labor Statistics projects the need for an additional 11,600 advisors by 2029.

By joining the field, diverse graduates can help ensure the workforce is more representative of the population it serves while also better reaching and assisting diverse communities. Monique Jones, a student at North Carolina State University, explains that these factors were key in her decision to work toward entering the financial planning profession. "I aspire to aid in improving the accessibility of the portfolio of services offered by the industry to underserved and under-sought communities," she says.

Those interested in pursuing the profession can further distinguish themselves with potential employers by becoming a CERTIFIED FINANCIAL PLANNERTM professional, also known as a CFP® professional. CFP® professionals must meet rigorous education, experience, and ethical qualifications, and employers are increasingly seeking out the certification as the most desired credential in the financial planning field.

What's more, 83% of today's CFP® professionals say they have a competitive edge over other financial advisors, while 86% report that certification has had a positive impact on their career satisfaction. William Ohakam, who received a 2019 Envestnet scholarship to help defray the cost of becoming a CFP® certificant, explains that "obtaining the CFP® certification will enable me to provide additional value and create a more in-depth wealth management experience for my clients."

According to Yorri Berry, a 2020 Facet Wealth Scholar, becoming a CFP® professional means more than just a boost in the hiring process. "This investment will allow me to spend my career working to build equity so all clients and financially vulnerable communities have access to wealth," Berry says.

Joining the financial planning profession can open the door to a fulfilling, lifelong career, and at the same time help increase diversity in the workforce so that it better serves the U.S. population. If you'd like to learn more about opportunities in financial planning or CFP® certification and scholarship opportunities, visit www.cfp.net.

 

Stream The Office Exclusively on Peacock January 1

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(NewsUSA) - THE ULTIMATE OFFICE FAN EXPERIENCE

Beginning on January 1, 2021, you can stream every episode of The Office only on Peacock, NBCUniversal's streaming service. Whether you have watched the series ten times through, or have never seen a single episode, Peacock has every fan covered. Peacock provides a variety of ways to relive The Office's best pranks, romances, quotes and more.

Binge through every milestone in Jim and Pam's relationship and listen to Michael Scott utter the words "that's what she said" more times than you can count in the original series or enjoy these moments and more with The Office: Superfan Episodes that include never-before-seen footage and deleted scenes in extended cuts. See a sample of an extended cut clip from season 3 of The Office here.

Looking for more? Peacock offers fans behind-the-scenes content, including bloopers, featurettes, and interviews, as well as special curated, themed episode collections, clip playlists, and a 24/7 channel of ambient noise devoted to the sights and sounds of an office.

Just like the soft pretzels on Stanley's favorite day of the year, Pretzel Day, the first two seasons of The Office are completely free to enjoy. The remaining episodes from seasons 3-9 and The Office: Superfan Episodes are available for Peacock Premium subscribers. In February, Spanish-language streaming options will become available for the first time, too.

ENJOY COMEDY CLASSICS AND MORE ON PEACOCK

The Office joins Peacock's library of comedy classics and current hits from NBCUniversal and beyond, including Parks and Recreation, 30 Rock, Saturday Night Live, Cheers, Everybody Loves Raymond, George Lopez, The King of Queens, The Amber Ruffin Show, Saved by the Bell, and much more.

Peacock brings together everything people love about TV and streaming to deliver the best live and on-demand programming from NBCUniversal and beyond. Sign up for Peacock today -- completely free -- and enjoy thousands of hours of current and classic movies and shows, exclusive channels, timely news and sports, late-night, reality, and more. Or upgrade to Peacock Premium for just $4.99 per month and enjoy access to thousands of hours of movies, shows, originals, live news, and sports. You can also go ad-free for just $5 more per month.

HOW TO WATCH

Xfinity X1 and Xfinity Flex customers enjoy access to Peacock Premium, including all episodes of The Office, at no extra cost. X1 and Flex customers can also unlock an exclusive The Office surprise by repeating famous quotes from the iconic series into the Xfinity Voice Remote such as "Dunder Mifflin," "Bob Vance," "I'm not superstitious," and "Fool me once, strike one" to hear audio Easter eggs from Michael and the gang.

Peacock is available nationwide on the Roku platform; Apple devices, including iPhone, iPad, iPod touch, Apple TV 4K, and Apple TV HD; Google platforms and devices, including Android, Android TV devices, Chromecast, and Chromecast built-in devices; Microsoft's Xbox One family of devices, including Xbox One S and Xbox One X; Sony PlayStation 5, PlayStation 4 and PlayStation 4 Pro; and VIZIO SmartCast TVs and LG Smart TVs. In addition to Comcast's Xfinity X1 and Flex customers, Cox Contour customers enjoy Peacock Premium with their service at no additional cost.

Visit Peacocktv.com to learn more.

Helping Teens Improve Mental Health by Finding Happiness

NewsUSA

(NewsUSA) -Students and educators alike have been facing increased hardship this school year, navigating hybrid and remote learning environments while balancing schoolwork and other priorities. While individuals of all ages struggle with stress, research shows that teenagers are experiencing more anxiety than other age groups due to the pandemic.

Even before COVID-19, many teens experienced difficulty coping with academic stress, which is now compounded by missing a year of critical developmental socialization. As a result, according to the U.S. Centers for Disease Control and Prevention, 63% of young adults have reported feelings of anxiety and depression in the wake of COVID-19.

May is Mental Health Awareness Month, and this year the social-emotional wellness of America's youth has taken on even more importance. Hoping to reach those searching for guidance and needing a place to start, people across the country are sharing resources promoting self-care and wellness tips. In our classrooms, many educators are looking to provide support to their students as children and teens urgently seek resources to better cope with and understand their emotions.

Fortunately, there are proven programs and resources available to improve lifelong social and emotional well-being. One noteworthy nationwide initiative called "Life's Good: Experience Happiness" promotes social-emotional wellness and mental health education in youth. This science-based program is built on six teachable skills that can help individuals overcome adversity and build emotional resilience, according to John I. Taylor, senior vice president at LG USA, the lead sponsor of Experience Happiness.

Developed by researchers at The University of California, Berkeley, the skills are: mindfulness, human connection, positive outlook, purpose, generosity and gratitude. "To help bring these life-changing skills to America's youth, we worked with leading non-profits and educators," says Taylor. "And we're pleased to see positive results. Whether they experience social-emotional learning at school or at home, students who practice happiness skills are better able to cope with stress and demonstrate better behavior towards their work, their peers and their teachers."

The Experience Happiness program is available through digital, downloadable resources that help individuals develop tools for better lifelong wellness. Its social impact partners -- Be Strong, Collaborative for Academic, Social, and Emotional Learning (CASEL), Discovery Education, Inner Explorer, and The Greater Good Science Center -- and LG recognize the importance and urgency of delivering these resources. In fact, thanks to outstanding educators championing social-emotional learning, more than 4 million students across the country have already been taught these lifelong skills.

"In this unprecedented school year, it's essential to connect communities to resources that support all students in learning and practicing the necessary skills to build happiness in any learning environment," says Beth Meyer, Vice President of Corporate & Community Partnerships at Discovery Education. "Helping students cultivate self-confidence, manage stress and maintain their well-being so they can thrive has never been more critical."

On the front lines in today's youth mental health crisis are educators who embrace social-emotional learning as a vital part of their curriculum. In honor of their unparalleled impact in providing mental health tools to students, 50 "Superhero Teachers" across the United States were recognized this spring for their dedication to teaching the six sustainable happiness skills and going above and beyond to support their students especially during these challenging times.

"Teachers across the country are championing the use of practices such as mindfulness in the classroom, which remains instrumental in supporting students' ongoing mental health and wellbeing," adds Laura Bakosh, Ph.D., Co-Founder of Inner Explorer. "The LG Experience Happiness program will continue to be pivotal in helping reach more youth and educators with these skills."

Looking ahead, these students will have the tools to manage and improve their emotions as they grow into responsible, motivated, self-aware and (of course) happier adults. For more information, visit lgexperiencehappiness.com.

Rewards Program Adds Perks to Home Buying

NewsUSA

(NewsUSA) - The COVID-19 pandemic and historically low mortgage interest rates have caused a flurry of home buying across the United States. Families are searching for more flexible work or learning spaces, larger homes and spacious yards for cooped up kids.

For those just getting started, an Arizona-based real estate rewards and referral network company, RBN (Real Buyer Network), offers homebuyers added value to their purchase through its relationship with American Express.

Here's how it works: Homebuyers use an RBN participating agent for their home purchase and they can earn American Express Membership Rewards® points up to the purchase price of the home.

Larry and Myra of North Carolina recently earned more than 500,000 reward points with RBN. "We enrolled with RBN and were put in touch with Thomas Wohl, Broker, Realtor and it's probably the best decision we ever made. Thomas was not just interested in us buying a house, but rather we bought the RIGHT house for us." The home purchase itself follows the traditional real estate process of cash or mortgage financing.

Founder Kipp Lassetter says, before prospective homebuyers get started, before touring any homes, before interviewing any other agents or doing anything in the home buying process, they need to visit RBN's site.

"Choose from the most qualified participating agents, buy their home through the traditional real estate process and earn rewards. Using an RBN participating agent is a no-brainer."

Lassetter was inspired to found RBN after his own home buying experience, in which he struggled to find a real estate agent with expertise in local neighborhoods and a willingness to go the extra mile on service and support.

RBN fills this niche by partnering with the best local agents and rewarding homebuyers for selecting these agents.

"Each participating agent endures a rigorous vetting process that includes a one-on-one interview and review of sales performance," Lassetter says.

Home purchasers have already earned millions of rewards points using RBN participating real estate agents. If you don't have an existing American Express account, don't worry. The RBN virtual wallet tracks and maintains your points until you connect to an eligible account.

Visit joinrbn.com for more information and to connect with an RBN participating real estate agent in your area.

Babyproofing Made Easy At Home and On the Go

NewsUSA

(NewsUSA) - Parenting has been described as "the toughest job you'll ever love," and figuring out how to keep your baby safe can be one of the most difficult elements of parenting. Child safety in the home is especially important as the ongoing coronavirus pandemic keeps more young children at home for longer periods of time.

"The best way to conduct a home safety check is to get down on all fours and look up at the world from the point of view of a crawling child," says Carolyn Ziegler, co-founder and product development director for Dreambaby.®

"It's amazing the hidden dangers you will identify," she adds.

The right child safety products are designed to make life easier for parents while keeping children safer at home and on the go.

Dreambaby® is a family-owned company with more than 20 years of experience in developing affordable, easy-to-use safety products.

With more young children at home (and more parents still working from home), safety products such as the Lever Door Lock from Dreambaby® provides peace of mind for parents by preventing curious children from exploring potentially dangerous areas of the house, such as laundry rooms, basements, or garages. The lock fits most lever-door handles, and can easily be engaged and disengaged by adults without the need for a key.

The arrival and increased distribution of coronavirus vaccines means that more people are venturing out of the house, and taking their babies with them. But child safety doesn't stop at the front door.

The Dreambaby® Non-Contact Rapid Response Infrared Forehead Thermometer provides a reliable reading within seconds of holding the device approximately one inch from the skin, so parents and caregivers can determine immediately whether fever is present.

Once you are out and about, the Dreambaby® Oxford Baby Carrier keeps your baby more secure, comfortable, and close to you. The carrier is designed to be worn three ways, with baby in front facing inward, in front facing outward, or riding backpack style with the carrier strapped on the parent or caregiver's back. Special features include an ergonomic design, easily adjustable and removable headrest, padded shoulder straps, lumbar support, and breathable mesh lining.

Visit dream-baby.com for more information about ways to keep your children safer, healthier, and happier.

 

Governors Zero In On Window Film's Energy Savings

(NewsUSA) - A third of U.S. Governors have recognized window film as a cost-effective solution to reducing energy costs in homes, protecting skin and home decor from the sun's damaging UV rays, and enhanced window glass safety. The International Window Film Association (IWFA) is sharing recent proclamations kindly made by those governors on its website.

"Consumers and government officials are zeroing in on window films as a cost-effective energy saving solution designed to reduce high utility bills and carbon emissions and they can be installed at about one-tenth the cost of a re-placement window and offer similar performance ratings," explains Darrell Smith, executive director of the IWFA.

Window films, which may be installed in a day or less without significant disruption, are widely seen to save about five to 10 percent of a building's total energy bill. Many window films, which are all permanently adhered to the glass, are also designed to block 40 to 60 percent of room heat being lost through glass during the heating season while still reducing air conditioning costs by 30 percent during the cooling season.

According to the U.S. Department of Energy (DOE), cooling and heating account for more than half of the energy use in a typical U.S. home, making it the largest energy expense for most homes. The DOE also points out that roughly 40 percent of unwanted heat that builds up in a home comes in through windows and that windows also account for up to 50 percent of a building's energy loss.

Consumer awareness of the energy saving benefit of window film has increased nearly 50 percent in eight years, from 54 percent of Americans in 2014 being aware that window film can help control interior temperatures, to 79 percent of homeowners this year being aware that window film may improve the energy saving performance of their existing windows today.

While window films differ in how they perform based on how they are manufactured, they can reduce solar heat gain in your home by as much as 80 percent. This means fewer if any hot spots, more even interior room temperatures and less power consumption so your air conditioning system may keep up with the sun's heat.

This benefit is especially noticeable when the sun is at it's peak energy transmittance during the day, which is when utility companies have to produce more power to meet the increased peak demand from both homeowners and businesses. Find window film at www.iwfa.com