Money concerns can lead to many issues, including, but not limited to, relationship strain, health problems, and even depression. Some of the most common debts are credit cards, student loans, auto loans, mortgages, and medical debt. Assessing your financial situation is important, and while it may not always be pleasant, it can give you a good starting point for paying off your debt and improving your quality of life.

While it is ideal to be completely debt-free, it is important to be aware that there are good debts and bad debts.

Good debts are debts that can potentially increase your net worth and benefit you in the long run.

Mortgages are a great example. As you pay down your mortgage, there comes a time when your home is worth more than you owe. This allows you to sell your home for a profit or even refinance your home at a lower interest rate, which could potentially save you a great deal of money in the long run.

"Bad debt" is money owed that will not improve your net worth. Credit card debt, new car loans, debt for jewelry, or installment-based payment plans for goods are all examples of bad debt.

Many people struggle with bad debt. So what do you do if you are one of them?

The first step is to take a step back and breathe. There are legitimate solutions to your money problems. It may be difficult, but it will be worth it once your bad debt is gone forever.

Now that you know there are solutions out there, the next step is to assess your situation.

Family Credit Management is a non-profit credit counseling agency that has great, free, tools that you can use to help assess your situation.

The "How Serious is my Debt" quiz, at www.familycredit.org/how-serious-is-my-debt, can help you assess your situation from an objective point of view.

The certified credit counselors at Family Credit Management will be able to analyze the results of the quiz and help you come up with a plan of attack, even if the debt management program would not be the right fit for your situation.

You can find additional resources, such as a personal finance course, savings tips, a personal spending plan outline, and even a children's book created to help talk to your children about finances, at www.familycredit.org/resources.

Even if you have not yet been financially impacted by the current state of events, it is vital to either reassess your household budget or create one if you have not already. Involve your family in this as much as you can. Just letting your family know you are thinking about the crisis and how you will respond can be enough to help ease some of the anxiety around the unknown. When you are looking at your crisis budget, identify which expenses are absolutely necessary and which are not. It is best to make the hard decisions now, even if you have a savings account built up, rather than wait until you are forced to make those decisions.

Focus on your rent or mortgage first. You need to keep a roof over your head if at all possible. With a situation as fluid as this, it is important to realize that there are resources available to help if needed and that those resources could change. If you are ever in a situation in which you are unable to pay your rent or mortgage, contact your landlord or mortgage provider right away. Once you have the rent and mortgage covered, then move on to food, utilities, and down on to the more non-essential items.

In the event you are unable to make a debt payment, make sure you contact the creditor as soon as you know you will miss the payment. During this difficult time, many creditors are expanding the options available to those unable to make their monthly payments.

If you feel lost when it comes to making a budget, as many do, please reach out to a Certified Credit Counselor at Family Credit Management. Family Credit Management is a nonprofit credit counseling agency that has been helping consumers in difficult financial situations for more than 23 years. Reach out for a no-strings attached budget review from an objective professional by calling 1-800-994-3328 and selecting option 1.

For more in-depth tips and resources, please visit www.familycredit.org/covid19.

Practically overnight, businesses have been forced out of the comfort zone of face-to-face contact, now having to heavily rely on digital platforms. Businesses, especially, are struggling with figuring out how to survive by using digital communication techniques.

With the Centers for Disease Control and Prevention (CDC) and government officials emphasizing "social distancing and mandatory nonessential business closures," technology such as live video conferencing, chat boxes, and email will be the basis for millions of Americans for their jobs, schooling, and everyday communication. So, with so many players in the game, how can businesses continue to function successfully?

Higher Images, a 20-year-old full-service digital marketing agency located in Pittsburgh, Pennsylvania, is helping organizations, businesses, and the community re-imagine what their lives and work-life will look like through web-based technology and mobile devices.

President and CEO of Higher Images, Bryan Thornberg, says, "Rather than going into crisis mode, businesses should take this as an opportunity to expand their knowledge and reach. With many more people relying on digital communication, this is an ideal opportunity for businesses to break boundaries and try new techniques when connecting with clients."

Thornberg and his team want to help people not just survive this crisis but to thrive during it and come out with an organization and business model stronger than ever.

Thornberg has already been able to impact his clients by thinking outside the box and recommending the usage of technology such as live feeds and Facetime.

For example, a hot tub distributor - a business that relies on their retail location for sales - took the recommendation of Thornberg and is now offering live video conferencing for customers to do live demonstrations of products and make purchases.

Higher Images also urges businesses to utilize their existing websites to drive business: for example, adding a chat-box function to their website for customer communication, allowing organizations to respond to clients in real-time from the convenience of a cell phone or office computer from any location in the world.

With higher internet traffic, this is also a key time for organizations to utilize search engine marketing, Google ads, and mobile in-app advertising technology such as Webtracker, which geo-fences homes to enhance brand visibility. Strategizing with a digital marketing company like Higher Images will provide businesses with the tools they need to succeed.

Visit www.howcanmybusinesssurvivethecoronavirus.com for more information.

(NewsUSA) - During times of change, many of us find comfort in simple pleasures. Like a great burger.

Yet, some of those simple pleasures have been compromised by the dramatic changes caused by COVID-19, including the disruption of the animal meat industry. Meat plants are closing, causing meat to be harder to find and its prices to rise. Some grocers are limiting the amount of meat shoppers can buy to curb pantry loading.

I know these issues will be resolved as the pandemic subsides. The animal meat industry will recover, and supply chains will be restored. But right now, you may be asking: What do I do without meat?

Now is the time to try plant-based protein. Made from simple ingredients you know, Lightlife plant-based meat is as nutritious as it is delicious. And you can find the products in your grocer's meat case.

To be clear, I'm not against the animal meat industry. I believe we're all trying to solve the same complex challenge: how to feed Americans during this pandemic. But I do believe no diet should be entirely dependent on animal meat. That's why Lightlife is committed to delivering plant-based protein throughout the country to ensure as many people as possible have access to the food they need.

At Lightlife, we're not asking you to give up animal meat. If you want to eat meat, eat meat. But we believe you should also eat plants: whole plants and plant-based protein. That's why we strive to bring more high-protein options to your table. Fortunately, the trend toward eating more plant-based protein began well before COVID-19, driven by a desire for more balance and variety in our diets, as evidenced by the fact that 44 percent?of Americans now describe themselves as flexitarian.

In fact, Lightlife sales were up significantly in the first quarter of 2020. And longer term, the plant-based meat category is expected to grow exponentially, with the Good Food Institute predicting a threefold increase in the number of American households regularly purchasing plant-based protein1.

The reality is it takes a little more work these days to make a good burger, even the ones we make with simple ingredients. I want you to know that we're committed to your dinner table. And your lunch table. And if you want a burger for breakfast, your breakfast table, too.

I am so proud of our production teams working around the clock to ensure our products are available at your local grocer. To ensure their health and safety, we have taken additional steps including social distancing wherever possible, daily temperature checks and health screenings, face coverings, increased sanitation efforts, and staggered breaks and start times to reduce the potential for congestion. This is in addition to the sanitation procedures our team is already accustomed to, and the variety of Personal Protective Equipment (PPE) we routinely wear.

This is all part of our dedication to getting high-quality, plant-based protein to your tables. Because whether your burger is made from ground beef or plant-based ingredients, a good burger is something we can all agree on. And I believe that together, we will celebrate that simple pleasure once again.

1 The Food Industry Association and IRI. (2020) Understanding the plant-based food consumer.

Potentially severe vaginal infections with symptoms similar to those of a yeast infection include bacterial vaginosis, a condition caused by abnormal bacterial growth in the vagina; and trichomoniasis, a parasitic infection. Both of these conditions require antibiotics from a doctor. Self-treating these conditions with a yeast medication may delay getting the right diagnosis and an effective treatment.

Fortunately, at-home tests can help women learn what to look for and determine whether their discomfort is indeed caused by a yeast infection or by something else that requires a doctor visit and prescription medication to resolve.

A vaginal health test kit is available over the counter at most pharmacies. The test measures the acidity of vaginal discharge using a hand-held detector with a tip resembling a cotton swab. The tip is designed to detect acidity, or pH, to help distinguish the type of infection that is present, and shows results in 10 seconds.

In the case of a typical yeast infection, the test kit swab will not change from its original yellow color, and you can likely treat yourself with an over-the-counter yeast infection medication.

However, if bacterial vaginosis or trichomoniasis is the source of the symptoms, the swab will change color to a blue or green, and the kit instructions strongly advise a visit to your doctor. Even in cases where there is a mixed infection caused by a combination of candida and bacterial vaginosis / trichomoniasis, the test will give a positive result and send the user to the doctor.

Other features that distinguish a yeast infection from a bacterial infection include:

- Smell. Bacterial vaginosis and trichomoniasis are usually accompanied by fishy, musty, or otherwise unpleasant odors, while yeast infections are usually odorless.

- Texture. The discharge associated with yeast infections is usually thick and white, while discharge from bacterial vaginosis is often thin and milky white or gray in color. By contrast, discharge in cases of trichomoniasis may be frothy and yellowish-green.

- Sting. Yeast infections usually involve an itching, burning, or stinging feeling, but these symptoms are not always present or as severe in cases of bacterial vaginosis or trichomoniasis.

The over-the-counter vaginal health tests available today are approved by the Food and Drug Administration and are the same as those used by doctors in their offices.

For more information about vaginal health and vaginal health tests, visit checkbeforeyoutreat.com

Whether you want to brighten up your closet now from the dreary winter blacks and grays (or later), or get ready for that spring-break vacation in between, you can find everything you need at maurices store or at maurices.com.

For more inspiration, follow these tips to spruce up your wardrobe:

* Mix in pretty utility: Give your outfit a pretty utility twist with the must-have trend of the season. Pair feminine tops featuring eyelet and ruffles with utility weekender pants for now, or an effortless utility romper for later. Want to dress up your look in a dash? Try a pretty top with a button-up skirt that's anything but expected. Tie it all together with jewelry, wedge sandals, and dinner plans.

* Layer on the compliments: Get into the swing of spring with kimonos, dusters and oversized denim jackets you can count on from brrr to brighter days ahead. Try a lightweight floral kimono over a tee (and under a jacket if you still need one) or make a statement with a longer-length duster cardi or denim trench jacket you'll wear again. Finish the look with flyaway pants or jeans for an outfit that's oh-so good.

* Say hello to 24/7 tees and tanks: Tee up spring in 24/7 tees and tanks with endless versatility and irresistible softness that feel as good as they look. You'll love how easy they are to style. Dress it up with an animal print tee paired back with bengaline pants and a blazer or keep it laid back with a drop-shoulder tee in floral or stripes with maurices' Everflex jeans, so good you'll want to live in them - now with new details, washes and crop lengths just in time for spring.

* Spring forward in throwback denim: Authentic vintage jeggings that feel as good as your favorite pair of broken-in jeans, with more washes, destruction, rises, sizes and fits than ever before. For effortless comfy style, pair with a floral tank and denim jacket or try a baseball tee with white or gray sneakers … perfect for all of those last-minute plans that keep popping up.

* Jumpsuits, dresses, all yeses: Say hello to instant spring outfits with new pretty dresses or flattering jumpsuits you can effortlessly pull off. To dress up your look for date night, add heels and jewelry or keep it casual for brunch or a coffee run with sneakers and a denim jacket.

* Pair skirts with graphic tees:?Make a fun statement by pairing graphic tees with skirts this season. Just pick the tee (and skirt) that speaks to you, style it with a front tuck and you're out the door in five. Another instant outfit? Done and done!

* Work in confidence: Long story short ... from work tops that wow to popular bengaline pants, you'll find yourself making more plans to go from nine to whenever. Whether you've got an interview lined up or want to make a good first impression, our bengaline pants are extra flattering, know how to work around the clock, and now come in a spring-ready crop.

Want more ways to feel good?

Follow @maurices on Instagram for outfit inspiration that's sure to make your day or visit your nearest maurices store to book a free styling session.